Our Team

Jill Donnelly



Jill is president of BDS Consulting Group, and joined the company when Edward Boulay hired her out of college.  Jill acquired the company when Ed retired in 2006.  

Jill has been an Enrolled Retirement Plan Agent of the IRS since 2013.  Jill is a member of the American Society of Pension Professionals and Actuaries (ASPPA) and received her Qualified Pension Administrator (QPA) designation in 1989, her Certified Pension Consultant (CPC) designation in 1990, her Qualified 401(k) Administrator (QKA) designation in 2008, and Qualified 401(k) Consultant (QKC) designation in 2020.  

Jill received her BBA in Management from the University of Amherst, Isenberg School of Management, cum laude.

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Barbara Murphy



Barbara Murphy works with Plan Sponsors to develop and maintain Retirement Plans. Barbara started with the company in 1991. After so many years of experience and because of her attention to detail, Barbara is responsible for nearly all of the Plan reviews in the office.

Barbara is a member of the American Society of Pension Professionals and Actuaries (ASPPA), having earned three designations, the Qualified Pension Administrator (QPA) in 1998, the Qualified 401(k) Administrator (QKA) in 2001, and the Qualified 401(k) Consultant (QKC) in 2020 . Barbara frequently attends conferences to increase her knowledge about retirement plans.

Barbara graduated magna cum laude from Regis College with a BA degree in Mathematics and a concentration in Computer Science.

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Cathy Schmidt


Cathy has over 25 years of retirement and human resources experience. She originally worked as a Plan Analyst at BDS for six years before leaving for the Cape in 2002. There she worked in the areas of benefits, compensation and as a foreign national advisor. Cathy returned to BDS in 2015 bringing an employer’s perspective to her work.

A graduate of Anna Maria College, she earned the Certified Employee Benefits Specialist (CEBS) designation as well as certifications as a Retirement Plan Associate and Group Benefits Associate from the International Foundation of Employee Benefits Plans in partnership with the Wharton School.

Cathy and her husband have three children, two sons-in-law, two grandsons and a granddaughter- a loud and boisterous bunch.

Sandy Christian


Sandy Christian joined BDS Consulting Group in 1999. She has held many roles at BDS which gives her a unique perspective regarding this company. She is highly respected by all of her co-workers as well as our clients.

After having earned the Retirement Plan Fundamentals certification through the American Society of Pension Professionals and Actuaries (ASPPA), Sandy is now reponsible for her own block of clients.

In her spare time, Sandy enjoys hanging out with friends on her deck or in her sherage. You also may catch her taking a dip in the pool with her son.

Cyndi Harris



Cyndi originally joined BDS Consulting Group in 1994 as an Administrative Assistant before becoming a Retirement Plan Analyst. She left BDS in 2016 to help her husband run their business. Cyndi has recently returned to BDS resuming her Analyst role.

Cyndi recently earned the QKA designation through the American Society of Pension Professionals and Actuaries (ASPPA)

Cyndi and her husband have two boys both of whom are very active in sports.

Beth LoConto


Elizabeth (Beth) LoConto joined BDS Consulting Group in June, 2021. Beth comes to us with over 30 years of experience in the retirement planning industry, working in all areas of plan administration, from new business implementation to plan termination, and everything in between. She understands that retirement plans come in all shapes and sizes, with various levels of complexity, and welcomes the variety of challenges and opportunities that come with the territory. Beth enjoys working closely with clients, and takes pride in her ability to provide high quality customer service.

Beth resides in Worcester where she was born and raised. She is a graduate of Notre Dame Academy and attended Assumption College where she majored in accounting. In her spare time, Beth is an avid supporter of the local performing arts community by volunteering and attending various live shows and performances in the greater Worcester area. She also enjoys spending time with friends and family, including her two adult children, Alex and Victoria.

Kimberly KokEnnen


Kim KokEnnen joined BDS Consulting Group in September 2021. Kim has been working in the pension industry for over 17 years handling all aspects of plan administration, including retirement plan design, reporting and analysis of defined contribution and cash balance plans.

Kim graduated cum laude from the University of Massachusetts – Amherst in 2001, earning a Bachelor of Science degree in Mathematics, with a concentration in Calculus, Statistics and Economics.

Kim and her husband have two boys active in sports and scouting. In her spare time, Kim enjoys spending time with family and friends, traveling, camping, hiking, coaching and watching her kids play sports. She’s hopeful that her boys will follow in her footsteps by having a true love of math.